The Dangers of Texting and Driving

When the word “insurance” comes to mind, people usually think of three things: car accidents, natural disasters that damage property, and loss of life. While we specialize in assisting with picking up the pieces after a life changing event, we’d like to think we can help prevent some as well. As always, at Insurance Nation, the real premium here is you.

Do you remember your last car accident? Who was at fault? What were the damages like? Lots of questions and answers might be popping into your head right now. Ultimately, the real questions that matters are the following: why did it happen and could it have been avoided? Distracted driving is the number one cause of car vehicular collisions in America, bar none. It contributes to roughly 20% of all fatal crashes and averages about 5000 deaths a year. A federal study even concluded that the average driver is distracted for up to 27 seconds at a time! All it takes is one. Trust us, we’ve seen it all.

Today, the common culprit behind 23% of ALL auto collisions is also one of our favorite devices—the cell phone. That equates to 1.3 million crashes, MILLION! When 82% of Americans today own a cell phone, it’s easy to see the “why.” Still, that’s simply not an acceptable excuse.

One of the more infamous cell phone related distractions is texting and driving; especially popular with younger generations and almost as dangerous as drinking and driving. There is no safe way to text and drive just as there is no safe way to drink and drive. The answer, the alternative, to putting your life in danger, is simply to not do it. What today can be a simple fender bender or rear-ending, can tomorrow become a 10 car pileup—in a heartbeat. Whoever is on the other end of that phone can wait. We’re sure they’d want to receive a late text as opposed to not receiving one at all.

As with all technology, new updates and features are being added to cell phones every day. Nowadays we can record voice messages and send them in place of texts. You can even dictate your texts to your phone and send a hands-free message. The fact of the matter is that without both hands on the wheels and both eyes on the road, you’re 23 times more likely to be involved in a collision. Plain and simple, the numbers speak for themselves. Be safe and make sure you are covered.

Speak to your friends, family, and co-workers. If you see something, say something. Even if you’re the passenger in a vehicle in which the driver is texting, ask them to stop. Whether they find you to be a bother or not, it’s your life they are endangering. We hope these facts and figures help put things in perspective a bit more for you. As always, stay safe, and stay IN the loop!